The North American Securities Administrators Association (NASAA), of which the Arizona Corporation Commission’s Securities Division is a member, developed “10 Tips for Online Investors” listed below to encourage investors to think
carefully about making an investment online. When you invest online, be sure to:
1. Receive full disclosure, prior to opening your account, about the alternatives for buying and selling securities and how to obtain account information if you cannot access the firm’s website.
2. Comprender que lo más probable es que no esté vinculado directamente al mercado, y que el clic de su mouse no ejecuta instantáneamente la operación.
3. Receive information from the firm to substantiate any advertised claims concerning the ease and speed of online trading.
4. Receive information from the firm about significant website outages, delays and other interruptions to securities trading and account access.
5. Obtain information before trading about entering and canceling orders (market, limit and stop loss), and the details and risks of margin accounts (borrowing to buy stocks).
6. Determine whether or not you are receiving delayed or real-time stock quotes and when your account information was last updated.
7. Review the firm’s privacy and website security policies and whether your name may be used for mailing lists or other promotional activities by the firm or any other party.
8. Receive clear information about sales commissions and fees and conditions that apply to any advertised discount on commissions.
9. Know how to, and if necessary, contact a customer service representative with your concerns and request prompt attention and fair consideration.
10. Contact the Corporation Commission’s Investigator on Duty to:
(1) verify the registration/licensing status and disciplinary history of the online brokerage firm, or (2) file a complaint, if appropriate.
Read more about how to ACC-Protecting-Your-Online-Accounts in the “Are You an Informed Investor?” publication.
You and your spouse may have differing attitudes towards money, and different financial habits. An honest, detailed conversation about your current financial situation, including debts and other obligations, as well as income and additional financial resources, is step one towards building financial stability together. Now that you’ll be combining at least some of your assets and taking on some legal responsibility for each other’s finances, it’s time to put everything on the table. Step two is discussing your individual financial goals and the goals that are important to both of you.
Investing your money can be a daunting task. The road to finding the right investment for you can be littered with confusion that can translate into high costs and worst yet—significant financial loss and fraud. Exercise a healthy dose of skepticism and take your time by researching the investment and learning how it works.
Small businesses may raise start-up and growth financing by selling stock or debt to the public. This type of financing often is considered public venture capital. Many investors view such an investment opportunity as a chance to get in on the ground
floor of an emerging business that is on the verge of going public.
Is your investment professional or company asking you for a “trusted contact”? 
Need help managing your nest egg? There are various types of financial professionals who can provide assistance in helping you reach your financial and retirement goals. In many in circumstances, the assistance of an investment professional is needed to provide perspective and guidance, especially if you don't have the time to manage your own investment. 
Before you make any investment decision, you need to consider two factors that should influence all of your choices--your risk tolerance and what investments are suitable for you.
This guide will help you teach your child money management skills while reading "
Con artists. They're masters of persuasion, using words instead of weapons to separate you from your money. They may ask you some background questions about your health, family, political views, hobbies or prior employers. Once they know which buttons
to push, they'll bombard you with a flurry of persuasion tactics, which can leave even the savviest person in a haze. Remember, the difference between a legitimate deal and fake one is that the real deal will be there tomorrow. No matter how persuasive
the sales pitch might be, employs the following basic defense strategy:
oney Smart for Older Adults Program raises awareness among older adults and their caregivers on how to prevent elder financial exploitation and encourage advance planning
and informed financial decision-making. 
Being able to retire early is a tempting thought in the minds of most hard-working people, but it is not a one-size-fits-all prospect. Before leaving your employment and taking early retirement, ask yourself:
As you face retirement after working for many years, you may be wondering if you are in an sufficient financial position to do so. These retirement planning resources will provide some issues to consider
and give you a place to start in the process:
Unlike most Individual Retirement Accounts (IRAs), a self-directed IRA is held by a custodian that often allows investments in a wide variety of alternative investments such as real estate, tax liens, precious metals, private placement securities and crypto assets. Investors should understand that
the custodians of self-directed IRAs may have limited duties to investors and generally will not evaluate the quality or legitimacy of an investment and its promoters.
The Caught in the Middle: 
Many women face money challenges during their lifetime— marriage, divorce, job loss, retirement, sending kids off to college, and other changes to their own or their family’s financial circumstances. And generally speaking, a woman's longevity presents another challenge of not outliving her nest egg. Knowing how to prepare for these life transitions and challenges is important.